女力經濟投資正正是現在的發展趨勢 — 它通過減少性別差距及投資於獲利決策來創造共享價值。
根據世界經濟論壇(World Economic Forum)的統計數據，就基本銀行服務、貸款、保險和手機錢包而言，全球將近三分之一的女性被排除在正規金融體系之外。全球只有46個國家或地區有禁止帶有性別歧視的借貸法律。例如，在越南，儘管婦女擁有的中小型企業佔當地所有活躍企業的25％，但婦女經營的企業在獲取信貸方面面臨著重重困難，而且商業銀行在沒有政府法規或計劃的前提下，不會投資於小型女性企業。同樣，女性佔非洲自營職業人口的58％，但目前為止，撒哈拉以南非洲女性企業家的資金缺口為420億美元。
更有趣的是，女力經濟投資也可以促成氣候投資。在越南，有78％的國內企業發現定制應對氣候危機的產品和服務將帶來商機。 疫情促進了數字經濟的發展，但婦女在這種新型經濟模式中無法參與和受益。通過手機訪問互聯網的全球女性人數比男性少3.27億。 覆蓋東盟國家的Go Digital ASEAN計劃是女力經濟投資中的重要項目之一 — 它計劃把20萬農村、貧困和弱勢群體人口（特別是擁有微型企業或家庭企業的婦女）與數字經濟聯繫起來。
全球包容性經濟需要不同性別團體共同獲得機會和參與。
🔗📚想了解更多關於女力經濟投資，請參閱以下連結：
[Sustainable Development Goal 5: Gender Equality] Gender-smart Investing for an Inclusive Economic Growth
Gender-smart investing is gaining momentum – it creates shared value opportunity by reducing gender gaps and investing in profit-making decisions.
Statistics from the World Economic Forum, show that nearly one in three women worldwide is excluded from the formal financial system, in terms of basic banking services, loans, insurances and mobile wallets. Globally, only 46 countries have laws prohibiting gender discrimination in lending. For example, in Vietnam, despite women-owned MSMEs account for 25% of all active enterprises in Vietnam, it was found that women-run enterprises face difficulty in accessing credit for business development, and that commercial banks will not invest in small, women-run enterprises without government regulations or programs. Similarly, women make up 58% of African’s self-employed population, but currently, there is $42 billion funding gap for female entrepreneurs in Sub-Saharan Africa.
What is more interesting is that gender-smart investing can also lead to climate-smart investing. In Vietnam, 78% of domestic businesses see opportunities in tailoring their products and services to tackle the climate crisis.
As COVID-19 has catalysed the growth of digital economy, women are ill-positioned to participate and benefit from this new mode of economy. Globally, there are 327 million fewer women than men with access to the internet through their mobile phones. The Go Digital ASEAN is one of the prominent projects in gender-smart investing – it is envisioned to connect 200,000 people from rural, poor, and disadvantaged groups, particularly women with micro-enterprises or household businesses, to the digital economy.
An inclusive economy for the world requires equal access and participation from all genders.
🔗To read more about gender-smart investing, feel free to check out the following links below：
